Fintech
Latest news, explainers and analysis on Fintech. Tracking 22 stories on Arth Vani.
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Latest on Fintech

Happen Bank Reports Record $75.7 Million Pre-Tax Income in Q2 2026 Post-Rebrand
Happen Bank, formerly known as LendingClub, announced a record pre-tax income of $75.7 million for the second quarter of 2026. The San Francisco-based bank also reported substantial year-over-year growth in loan originations and diluted earnings per share, following its successful rebranding.

SUNMI Expands SoftPOS for Wider Contactless Payments on Smart Devices by July 2026
SUNMI, a technology company, has announced the expansion of its SoftPOS platform to enable secure contactless payment features on a broader range of smart commercial terminals. This significant upgrade, which will be rolled out in collaboration with major global payment partners, is set to go live on July 23, 2026.

Why Indian Consumers Should Tune Into Payments Podcasts for Digital Finance Insights
A global trend highlighted by Yahoo Finance points to the value of payments-focused podcasts. For Indian retail consumers, understanding the rapidly evolving digital payment landscape is crucial for managing finances, navigating UPI, and ensuring online transaction security. Such audio content offers an accessible way to stay informed about fintech innovations and smart money management.

Paytm's Q1 Growth Strong, But AI Revenue Key for Future Stock Upside
Paytm reported strong June quarter results driven by robust payments growth and improved margins. However, analysts suggest that the company's long-term stock re-rating will depend on its ability to monetize Artificial Intelligence (AI) initiatives.
Crypto Platform Bybit Offers Indian Retail Access to SpaceX Through Tokenized IPO
Bybit has introduced a new feature allowing users to invest in tokenized versions of pre-IPO companies like SpaceX. This move simplifies global investing for Indian retail users by bypassing traditional cross-border hurdles through blockchain technology.

US Fintech Firm Dave Stock Doubles in Past Year Amid Strong Growth
Dave Inc., a US-based fintech company, has seen its stock price double over the last year, demonstrating robust growth. This performance is attributed to significant increases in the company's revenue, earnings, and cash flow, signaling strong financial health.

US Fintech 'Natural' Raises $30 Million (₹250 Crore) for AI Agent Payments
US fintech startup Natural has secured $30 million (approximately ₹250 crore) in Series A funding to develop payment systems for AI agents. This investment, led by Forerunner, aims to build the technology enabling artificial intelligence to autonomously make and receive payments, signaling a future shift in digital transactions.
Mobikwik Shares Brace for Volatility as ₹317 Crore Stake Exits IPO Lock-in
Mobikwik shares are in focus as a mandatory lock-in period expires, allowing pre-IPO investors to trade shares worth ₹317 crore. While the company had a strong debut in December 2024, the sudden increase in supply could lead to price swings for retail investors.
New LaunchSamsung Launches First Credit Card with Barclays; Focus on Wallet Integration
Samsung has debuted its first-ever credit card in the U.S. market, issued by Barclays on the Visa network. The card is designed for a 'Wallet-first' experience, offering instant digital provisioning and cash rewards on Samsung ecosystem purchases.
Human Oversight Proposed for AI-Driven UPI Payments
The Indian Computer Emergency Response Team (CERT-In) has suggested mandatory human intervention for high-value payments made through AI agents. This comes as NPCI and fintech companies are developing systems that could allow AI to initiate UPI transactions, aiming to ensure security and accountability.
AI Startup Feathery Secures ₹250 Crore for Wealth Management Tools
Feathery, a startup focused on AI-driven wealth management, has raised $30 million (approximately ₹250 crore) in a funding round. The capital will be used to develop advanced tools aimed at enhancing financial advisory services.
Groww Dominance Increases as Active User Base Hits 22 Million in Q1
Stock broking platform Groww has strengthened its market position by adding 1.15 lakh net active clients in the first quarter. The platform now commands a massive user base of 22 million transacting customers on the National Stock Exchange.
NatWest Taps Quantum Computing to Fight Financial Fraud and Money Laundering
Global banking major NatWest has joined a specialized quantum innovation programme to enhance security. The bank aims to use advanced quantum technology to identify complex fraud patterns and illicit activities across its massive transaction networks.
Global Brokerages Raise Robinhood Price Targets; What Indian Investors Should Know
Major global financial firms Barclays and Morgan Stanley have significantly increased their price targets for Robinhood by up to 50%. This surge reflects growing optimism in retail trading platforms as market activity picks up globally.
AI Reshaping Banking: Build vs. Buy Decisions for Indian Banks
Artificial intelligence is fundamentally altering how banks approach technology development, influencing whether they build solutions in-house or acquire them from external vendors. This shift has significant implications for efficiency, cost, and innovation within the Indian banking sector.
Beyond Chatbots: Why India Needs a Local AI Ecosystem for Economic Growth
A new World Bank report suggests that emerging markets like India must move beyond simply using foreign AI models to building local digital infrastructure. Creating a homegrown AI ecosystem is essential for long-term productivity and boosting the valuations of tech-heavy investment portfolios.
Turtlemint Fintech IPO Opens: Insurtech Player Seeks ₹883 Crore to Scale Operations
Digital insurance distributor Turtlemint Fintech has launched its initial public offering today with a price band of ₹144 to ₹152 per share. The company aims to raise approximately ₹883 crore to expand its tech-led insurance network across India.
Turtlemint Fintech Plans ₹882 Crore IPO: Growth Potential vs. Regulatory Risks
Digital insurance platform Turtlemint Fintech is seeking to raise ₹882 crore to fund technology upgrades and daily operations. While the company is growing its revenue rapidly, it remains loss-making, posing a dilemma for retail investors.
Fintech Platform Trackk Launches Equity and F&O Trading for Young Investors
Trackk has expanded its investment ecosystem by introducing direct stock market investing and F&O trading services. The platform aims to bridge the gap between stock discovery and execution for India's growing population of Gen Z and millennial traders.
Digital Payments Giant Razorpay Moves Toward IPO via Confidential Route
India’s leading payment gateway, Razorpay, has taken the first major step toward listing on the stock exchanges. The company has filed draft papers confidentially for a public issue expected to raise between ₹4,200 crore and ₹5,000 crore.
Fintech Momentum: Groww Parent and Three Others Show Bullish Technical Signals
Technical indicators suggest a positive shift in momentum for four major stocks, including the entity behind Groww. Investors are tracking the Relative Strength Index (RSI) as these stocks exit oversold zones, signaling a potential upward trend.
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